Travel Insurance

Get a GHIC card

The UK global health insurance card (GHIC) allows holidaymakers to use state healthcare in European countries, so it is invaluable if you fall ill or are injured while abroad. It was introduced to replace the European health insurance card (Ehic) when the UK left the EU. If you still have one, there may be no need to replace it straight away – it will be valid until its expiry date.

But while the GHIC is there to help in an emergency, Graeme Trudgill, the executive director of the British Insurance Brokers’ Association, says: “Don’t make the

Travel Insurance

A tragic incident involving a train accident in Odisha brought to light the significance of safety and financial protection for railway passengers. The Indian Railways offers a travel insurance program for a low cost of 35 paise per passenger to provide some level of insurance protection.

IRCTC provides travel insurance on e-tickets as an optional service for a small price, which the traveler must select at the time of booking. Note that once the ticket has been booked you cannot choose insurance. However, it is not mandatory to buy travel insurance while booking a ticket through IRCTC.

According to IRCTC